Widodo EW, Rifai A, Buana PA. Credit Risk Modeling Based on Geographical Location: A Case Study of Savings and Loan Cooperatives. JT [Internet]. 30 Juli 2024 [dikutip 11 Agustus 2026];22(1):22-9. Tersedia pada: https://journals.usm.ac.id/index.php/transformatika/article/view/9710