Arifin, Zaenal, Rohmini Indah Lestari, Saifudin Saifudin, and Difa Ayu Putrisetia. “Peran Otoritas Jasa Keuangan Dalam Pengawasan Jasa Layanan Keuangan Berbasis Financial Technology Peer to Peer Lending”. JURNAL USM LAW REVIEW 6, no. 2 (August 30, 2023): 712–723. Accessed June 28, 2026. https://journals.usm.ac.id/index.php/julr/article/view/7170.