PUTRI, Alina Firoyani Gading; MISWANTO, Miswanto; BUDIATI, Yuli. Pengaruh Kemudahan Akses, Literasi Keuangan, dan Self Control Terhadap Intensitas Penggunaan Layanan Pay Later/ BNPL. Jurnal Riset Ekonomi dan Bisnis, [S. l.], v. 19, n. 1, p. 24–45, 2026. DOI: 10.26623/jreb.v19i1.13800. Disponível em: https://journals.usm.ac.id/index.php/jreb/article/view/13800. Acesso em: 19 jul. 2026.